COBRA

COBRA (Consolidated Omnibus Budget Reconciliation Act of 1985)
If your coverage under this plan ends, there are circumstances under which you can receive a temporary extension of your health care coverage at group rates. This extension applies to you and your family.

As an employee, you have the right to extend your coverage if your coverage ends because:

• you leave employment with a contributing employer for reasons other than gross misconduct on your part, or
• you no longer meet the eligibility requirements

Your spouse has the right to this extended coverage if:

• you die
• you leave employment as described above, or no longer meet
  the eligibility rules
• you are divorced or legally separated, or
• you become entitled to Medicare

Your dependent children have the right to this extended coverage if:

• you die
• you leave employment as described above, or no longer meet
  the eligibility rules
• you are divorced or legally separated, or
• you become entitled to Medicare, or
• they are no longer considered dependents under this plan.

You or the affected family member have the responsibility to inform the fund office of a divorce, legal separation or a child losing dependent status. Your employer or local union has the responsibility to notify the fund office of an employee’s death or termination.