For an IHF Canada Summary Plan Description, please contact:

1-877-635-0914
apttc@nbnet.nb.ca

Provincial Medicare Coverage

Once your reach age 65 the following program is available in your province and you must be enrolled in order to be eligible under the IHF Plan:

Nova Scotia	65 years old and a member of the Nova Scotia Pharmacare
Newfoundland	Senior citizens receiving Old Age Security and the Guaranteed Income Supplement (GIS) are covered for the cost of drugs only
New Brunswick	65 years or older, registered with New Brunswick Medicare and meet one of the following criteria: 1. receive the GIS or; 2. be a patient in a registered New Brunswick nursing home or; 3. qualify through the Provincial Income test
Prince Edward Island	Provides coverage for approved prescribed drugs for residents age 65 years and older. Seniors are responsible for $7 of the ingredient cost plus the dispensing fee
Alberta	Residents age 65 or older. Effective July 1, 1994, seniors pay 30% of the cost of any drug to a maximum of $25 for each drug prescribed

The cost of the Retiree Program in each Province is as follows:

Nova Scotia	Under Nova Scotia’s Pharmacare program there is an annual premium of $215 per person
Newfoundland	Annual premium nil
New Brunswick	Annual premium nil
Prince Edward Island	Annual premium nil
Alberta	Annual premium nil