The Housing Development & Construction Experts
Welcome to the IPF International Housing Forum website. Our members are made up of industry leaders in housing development and construction, ranging from contractors, developers, homeowner associations and housebuilders to housing consultants. We strive to increase the quality and quantity of homes, lower the cost of housing and develop new sustainable building practices.
New Laws That Can Effect Your Homeowners Insurance Rates
New rules will be taking effect soon that could impact your homeowners insurance rates based on the type of coverage you need to have in place in order to properly cover you and your family for any incidents that pertain to uncontrolled firearms within your home.
If you have firearms within your home and you do not store them securely you could be out of compliance with your homeowners insurance company policies and potentially out of luck should anything happen to your home.
Recent legislation in many states now require that both hand guns as well as rifles require that these firearms be locked in gun safes to ensure the safety of your family as well as others who visit your home. We recently spoke with the owners of Gun Safes For Sale about the different options consumers have to secure their weapons and avoid accidents and deaths
Making Smart Decisions About Philadelphia Real Estate
The housing meltdown has made investing in real estate a bit of a tricky business for everyone involved. However, with the knowledge of IHF International Housing Forum experts, putting money into an area such as Philadelphia real estate can be done, and done well.
It may seem like rapidly shifting housing demands make investing in homes for sale in Philadelphia a bad idea. However, Philadelphia real estate can provide a reasonable return on investment when researched properly. The key to steady and realiable returns is to place funds in properties that generate a return on investment over time instead of in short bursts. Certain housing developments and areas are always in demand because of ideal location, affordable price tag or sustainable design. Investing in homes for sale in Philadelphia with a promising track record guarantees that the money is there without worrying about shortfalls.
Real Estate Debt Reduction Strategies and the Debt Relief Act
In December 2007, President Bush and the U.S. Congress signed the Mortgage Forgiveness Debt Relief Act into law. This handy piece of legislation has helped many homeowners facing financial problems avoid tax issues associated with foreclosures, forgiven debt and mortgage debt reduction. Unfortunately, this law is set to expire on December 31, 2012, if it's not extended. Homeowners seeking debt advice and a solution to mortgage problems need to know the particulars of this important law.
Originally, homeowners who restructured their mortgages or entered into short sale or foreclosure proceedings were required to report forgiven debt as income. As the housing crises spun out of control, leaders in Washington realized these tax laws would only worsen the situation for many homeowners. Until the end of 2012, homeowners can receive principal mortgage debt reductions and debt forgiveness of $2 million or less without paying additional income tax.
After restructuring a mortgage or completing a foreclosure, individuals will receive a 1099-C form showing the amount of canceled debt. Individuals need to report this information to the IRS using Form 982. These forms must be included with income tax filings. There are several cases where homeowners are not eligible for tax-free mortgage debt reduction. This waiver cannot be applied to secondary residences, home equity loans or cash-out refinancings used for purposes other than home improvements. For more information and real estate debt advice, contact a tax professional, or call the IRS directly.
Home Remodeling Helps the Real Estate Market
The real estate market has been somewhat unstable for the last few years, though there are signs that it may be balancing out. Throughout the turbulence in the industry, homeowners have been discovering ways to try and keep their homes and/or make them more market friendly. Rather than fall victim to the foreclosure crisis that most homeowners have been dealing with, it is better to go through some home remodeling. Updating the home with new appliances, preferably energy efficient appliances, new carpeting, paint, additions, or other interior or exterior updates can help increase a home's worth. Home remodeling San Diego is a great option to choose.
Construction costs, contractor costs, and all other costs associated with a home remodeling project can be added to the overall cost of a home. The San Diego real estate, luckily, is fairly strong and has remained strong throughout the turbulence of the market the last few years. This helps increase a home's cost when combining high real estate values with a home remodeling project.
For home remodeling, San Diego homeowners do not have to change a whole lot in the home. Updates to energy efficient appliances, doors and windows alone can increase a home's value. This will help drive down electric bill amounts which benefits both the current owner and any future owner. Adding value is the ultimate goal of a remodeling project, and good planning in advance will allow homeowners to save money.
Pre-engineered Steel Buildings
If you are in the agricultural, commercial, industrial, or residential construction business you need a reputable supplier for the materials necessary to build your structure. Rather than searching for individual pieces for your building from different manufacturers, consider purchasing a pre-built metal structure. Buying pre-fabricated steel buildings is an easier, more cost effective alternative to building your own. If you are in need of a steel structure for personal use or commercial use, and are not familiar with construction, consider turning to a metal building company.
Whirlwind will make sure your structure meets all necessary building and safety codes. If you are looking for an agriculture building for farming equipment or livestock, they take every precaution to make sure your assets are secure. For those in the commercial industry, Whirlwind can help keep your costs low while still giving you the flexibility to customize your commercial steel building. Even if you are looking for a basic steel structure for personal use, such as a car port, shed, or even a residential, Whirlwind Inc. can custom build what you need. They offer energy efficient options, total local building code compliance, and low cost choices. Whirlwind will customize the best pre-engineered steel building tailored to your specifications.